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Dollars & 22nd Sense
Financial literacy starts with understanding the basics of budgeting, saving, investing, and credit. Here, we provide tips, resources, and real-world examples to help you make the best decisions for your financial future.


6 Key Benefits of Working with a Financial Advisor
Discover the key benefits of working with a 22nd State Bank financial advisor, from building a long-term strategy to gaining clarity and confidence in your financial decisions.
22nd State Bank
5 min read


5 Signs It’s Time to Switch to a Community Bank
Frustrated with your big bank? Here are 5 clear signs it’s time to switch to a community bank and why Gulf Coast residents are making the move to 22nd State Bank.
22nd State Bank
4 min read


Looking Ahead: A Vision for 22nd State Bank in 2026
Our goal is simple: high-touch, high-tech banking.
22nd State Bank
3 min read


Love Your Money: 22nd State Bank’s Perspective this Valentine’s Day
Valentine’s Day is an opportunity to care for your future by learning to love your money.
22nd State Bank
3 min read


A Year in Review: Reflections from Steve Smith, CEO of 22nd State Bank
From supporting small businesses to helping families achieve homeownership, his year-in-review shares the moments and values that made 2025 truly memorable—and what lies ahead in 2026.
22nd State Bank
3 min read


Staying Steady in Uncertain Economic Times: Insights from Frank Pérez, CFO of 22nd State Bank and Always.bank
In uncertain times, sound advice and strong partnerships matter more than ever.
22nd State Bank
2 min read


Practical Cybersecurity Tips for Everyday Banking Customers: A Q&A with Wayne Hart
Approachable, practical cybersecurity tips to help everyday banking customers protect their personal and financial data.
22nd State Bank
3 min read


Balancing Tradition and Change: How Community Banks Can Adapt Without Losing Their Core
For community banks, the challenge is not whether to change but how to adapt without losing the values that make us who we are.
22nd State Bank
5 min read


Banking Is Personal: Why Family and Community Matter at 22nd State Bank
When your banker knows your family and your story, banking becomes more than transactions—it becomes partnership. In this article, Lamar Morris shares why his brother Trey, owner of Don's Electric, is his favorite customer, and how the personal relationships at 22nd State Bank make all the difference for local businesses in Brewton.
22nd State Bank
2 min read
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